How to Write a Check
Learn to write checks properly with our interactive simulator and comprehensive guide
Interactive Check Writing Simulator
Account Holder Information
Check Information
Check Preview
Complete Check Writing Guide
Master the art of check writing with our comprehensive step-by-step tutorial. Learn proper techniques, avoid common mistakes, and discover when to use digital alternatives.
Complete Guide to Writing a Check
Write the Date
In the top right corner, write today's date. Use the format MM/DD/YYYY or spell out the month.
Tip: Always use the current date unless you're post-dating the check.
Write the Recipient's Name
On the 'Pay to the Order of' line, write the full name of the person or business you're paying.
Tip: Write clearly and spell the name correctly. If unsure, ask for the correct spelling.
Write the Amount in Numbers
In the small box with the '$' symbol, write the exact amount in numbers with cents included.
Tip: Start writing close to the '$' symbol to prevent tampering. Use decimals for cents (e.g., 125.50).
Write the Amount in Words
On the long line below the recipient's name, spell out the dollar amount. Write 'and XX/100' for cents.
Tip: If there's leftover space, draw a line to prevent additions. Example: 'One hundred twenty-five and 50/100'
Write a Memo (Optional)
In the memo line, note what the payment is for. This helps with record-keeping.
Tip: Common memos include 'Rent', 'Utilities', 'Payment for services', or an invoice number.
Sign the Check
Sign your name in the bottom right corner exactly as it appears on your bank account.
Tip: Never sign a blank check. Your signature authorizes the bank to pay the amount specified.
Important Tips for Check Writing
- Always use a pen, preferably black or blue ink
- Write clearly and legibly
- Don't leave blank spaces that could be filled in later
- Keep a record of all checks written in your check register
- Never sign a blank check
- Void checks by writing 'VOID' in large letters across the front
- Store unused checks in a secure location
Security Reminders
- • Never give your account information to someone you don't trust
- • Report lost or stolen checks to your bank immediately
- • Monitor your account regularly for unauthorized transactions
- • Consider using online banking or electronic payments for better security
Frequently Asked Questions
Still Have Questions?
If you have additional questions about check writing that aren't covered here, contact your bank directly. They can provide specific guidance based on their policies and your account type.
Questions About Check Writing?
Need additional help with check formatting or have specific questions about banking standards?
contact@checkwritingsim.com